Capital Moni is the mobile personal credit product of KITTYWAVE NOVA TRADING GHANA LTD — a Ghana-based fintech company on a mission to make personal credit accessible, transparent and responsible through digital innovation.
We believe access to fair credit should not depend on paperwork, queues or guesswork. Capital Moni brings the entire borrowing journey into one secure mobile experience — from application and approval to repayment and reapplication.
Every product decision starts with the question: does this serve the customer honestly?
Clear terms, clear pricing and clear communication — no surprises.
We lend responsibly and help customers borrow within their means.
Join thousands of Ghanaians using Capital Moni for fast, fair personal credit.
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